[รีวิว] The Curse of Cash (Kenneth S. Rogoff) สรุปหนังสือ.

The Curse of Cash (Kenneth S. Rogoff)

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The Curse of Cash by Kenneth S. Rogoff is a nonfiction economics book that examines the role of paper money in modern economies, especially the social costs of large-denomination bills. Rogoff argues that high-value cash, particularly large banknotes, supports tax evasion, corruption, illegal trade, and other underground activity, while also making monetary policy less flexible when interest rates fall toward zero. The book combines economic history, public finance, and central banking to make the case that advanced economies should gradually reduce reliance on physical cash. It is not a technical textbook, but an accessible policy book written for readers interested in money, regulation, and the future of payments. The central purpose is to question the assumption that cash is always neutral or harmless, and to show how the design of currency can shape crime prevention, state revenue, financial stability, and the tools available to central banks.